By Dave Freeman, The Wallet Guru
08-07-23
To hear my grandmother tell it, she’s lining her pockets with online freebies and offers.
The internet has been a blessing to smart shoppers looking for the best prices.
But it’s really enabled seniors and retirees to both supplement their retirement income, or simply save big money. The deals and discounts available to seniors are numerous, and poking around can really uncover some gems.
To save you time, we’ve gathered our favorite senior discounts and savings enhancers, and listed them here.
1. Get Your Senior Discount When Eating Out
Not every restaurant offers senior discounts. But here are some of the better ones we’ve found (note: some of these are subject to individual restaurant participation.)
Burger King: 10% senior discount. Plus occasional drink specials.
McDonalds: Discounts on coffee and drinks.
Wendy’s: A free drink (some locations offer a 10% discount)
White Castle: 10% off for 55 and over.
Sonic: 10% discount.
Subway: 10% discount.
Applebees: 10% senior discount.
IHOP: Special senior menu, with a 10% discount.
Denny’s: Special senior menu with discounted prices.
Golden Corral: ages 60 and over get a discount.
Outback Steakhouse: 10% discount.
Walmart: does not offer ongoing senior discounts, but they frequently offer a lot of promotions on their website.
Amazon: Medicaid cardholders can get an Amazon Prime membership at a rate of $5.99 a month, as opposed to the full price of $12.99 per month.
2. Get Common Home Repairs Covered
There is an awesome Home Warranty Program called Choice Home Warranty. It augments your homeowner’s insurance by covering things like refrigerators, the furnace, ceiling fans, and more. Everything a senior doesn’t want to fix anymore.
The best part is, you can buy this no matter how old your home is.
Better still, you can get your first month free. So check it out, seniors.
3. Seniors Save on Property Taxes
Every state in the country has a property-tax benefit for seniors (bet you didn’t know that!)
Some states freeze seniors property taxes, others limit how much they can go up, and so on. But if you’re a senior, you can save.
In addition, the “homestead exemption” may increase for seniors, depending on your state. To give one example, Colorado seniors 65 and older can exempt up to half of their residence’s first $200,000 in value.
There is no one-size-fits-all website to check this. However, we can tell you the place to start is at your local township’s website. At the least, call them and speak to the Town clerk or equivalent.
4. Senior Discounts at Ace Hardware!
For a neighborhood hardware store, you can’t do better than Ace Hardware. Friendly service and a great selection are reasons enough to shop there. But an even better reason for seniors is most locations offer a 10% senior discount on most items. Be sure to ask for it!
5. Most Seniors Get a Big Car Insurance Discount. Make Sure You Claim Yours.
Seniors typically get big discounts on car insurance. But here’s the rub – your car insurance company won’t tell you this.
What you need to do is use this free online tool at Comparisons.org to compare insurance company discounts side by side. Then you’ll see just how much you can save.
Comparisons.org is the internet’s leading free consumer comparison website, where you can compare rates from name-brand companies. Better still, they’ll show you the discounts you are missing. Most users can save up to $600/yr. Not bad for a few clicks.
Give their free service a try – it takes all of two minutes, and like we mentioned, can put up to $600 back in your pocket.
Read the full article here: The Wallet Guru
